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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,187 | $57,350-19.5% | $83,850-44.9% | $64,181-28.0% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | -9.38% | 11.38%-20.8pp | 850.92%-860.3pp | 7.63%-17.0pp |
| Employer contribution / active EE | $5,497 | $2,545+116.0% | $3,631+51.4% | $2,381+130.9% |
| Participant deferral / active EE | $7,123 | $2,993+138.0% | $4,082+74.5% | $3,470+105.3% |
| Admin fee / account holder | $600 | $4,046-85.2% | $5,478-89.1% | $4,887-87.7% |