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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,172 | $39,162-33.2% | $100,671-74.0% | $59,632-56.1% |
| Participation rate | 53.3% | 55.9%-2.5pp | 70.7%-17.4pp | 68.7%-15.3pp |
| Annual return | -1.83% | 21.07%-22.9pp | 20.43%-22.3pp | 2041.32%-2043.1pp |
| Employer contribution / active EE | $1,376 | $1,151+19.6% | $4,012-65.7% | $2,203-37.5% |
| Participant deferral / active EE | $2,062 | $1,992+3.5% | $3,144-34.4% | $3,192-35.4% |
| Admin fee / account holder | $1,928 | $2,969-35.1% | $4,850-60.2% | $4,297-55.1% |