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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,859 | $53,162-79.6% | $91,225-88.1% | $68,495-84.1% |
| Participation rate | 76.7% | 63.2%+13.5pp | 73.2%+3.5pp | 67.9%+8.8pp |
| Annual return | -18.09% | -3.14%-14.9pp | 114.10%-132.2pp | -7.84%-10.2pp |
| Employer contribution / active EE | $199 | $1,709-88.3% | $2,851-93.0% | $2,596-92.3% |
| Participant deferral / active EE | $1,362 | $2,974-54.2% | $4,234-67.8% | $4,028-66.2% |
| Admin fee / account holder | $746 | $4,493-83.4% | $5,422-86.2% | $5,403-86.2% |