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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $17,250 |
Service code 15 · EIN 62-1874769 | Recordkeeping | $8,422 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,450 | $26,549+82.5% | $61,452-21.2% | $66,938-27.6% |
| Participation rate | 20.2% | 38.1%-17.9pp | 52.6%-32.4pp | 69.8%-49.6pp |
| Annual return | -16.37% | -16.21%-0.2pp | 338.96%-355.3pp | 1.58%-17.9pp |
| Employer contribution / active EE | $0 | $651-100.0% | $1,160-100.0% | $2,545-100.0% |
| Participant deferral / active EE | $850 | $1,338-36.5% | $2,125-60.0% | $4,238-80.0% |
| Admin fee / account holder | $475 | $409+16.3% | $2,131-77.7% | $594-19.9% |