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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,418 | $142,392-38.6% | $119,622-26.9% | $134,532-35.0% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -12.84% | -12.46%-0.4pp | -14.98%+2.1pp | 418.27%-431.1pp |
| Employer contribution / active EE | $8,158 | $5,224+56.2% | $4,232+92.8% | $4,741+72.1% |
| Participant deferral / active EE | $9,020 | $6,467+39.5% | $5,601+61.1% | $6,401+40.9% |
| Admin fee / account holder | $4,084 | $13,593-70.0% | $10,328-60.5% | $11,429-64.3% |