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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,562 | $162,821-57.3% | $133,978-48.1% | $158,982-56.2% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 8.49% | 41.95%-33.5pp | 45.10%-36.6pp | 302.99%-294.5pp |
| Employer contribution / active EE | $7,514 | $4,976+51.0% | $3,919+91.7% | $4,763+57.8% |
| Participant deferral / active EE | $6,210 | $5,910+5.1% | $5,047+23.0% | $5,983+3.8% |
| Admin fee / account holder | $1,075 | $11,742-90.8% | $8,930-88.0% | $11,252-90.4% |