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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,083 | $101,763+20.0% | $164,866-25.9% | $80,874+51.0% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.6%+32.4pp |
| Annual return | 10.57% | 16.73%-6.2pp | 69.97%-59.4pp | 35.62%-25.0pp |
| Employer contribution / active EE | $9,851 | $2,954+233.4% | $4,343+126.8% | $2,756+257.5% |
| Participant deferral / active EE | $12,748 | $4,477+184.8% | $6,033+111.3% | $4,297+196.7% |
| Admin fee / account holder | $909 | $8,228-89.0% | $12,689-92.8% | $6,935-86.9% |