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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $429,079 | $123,793+246.6% | $177,827+141.3% | $79,858+437.3% |
| Participation rate | 96.7% | 84.7%+12.0pp | 87.7%+8.9pp | 69.6%+27.0pp |
| Annual return | 13.63% | 22.82%-9.2pp | 48.32%-34.7pp | 31.72%-18.1pp |
| Employer contribution / active EE | $7,002 | $4,095+71.0% | $5,918+18.3% | $2,471+183.4% |
| Participant deferral / active EE | $19,077 | $5,956+220.3% | $7,713+147.3% | $3,740+410.1% |
| Admin fee / account holder | $24,406 | $7,243+237.0% | $12,429+96.4% | $5,306+360.0% |