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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,404 | $108,922+95.9% | $100,398+112.6% | $145,978+46.2% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 11.34% | 58.04%-46.7pp | 49.32%-38.0pp | 550.52%-539.2pp |
| Employer contribution / active EE | $6,444 | $4,426+45.6% | $3,946+63.3% | $4,662+38.2% |
| Participant deferral / active EE | $11,333 | $8,450+34.1% | $8,084+40.2% | $6,690+69.4% |
| Admin fee / account holder | $1,192 | $9,680-87.7% | $7,893-84.9% | $13,400-91.1% |