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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,566 | $138,102+51.0% | $125,381+66.3% | $134,532+55.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -22.07% | 750.73%-772.8pp | 572.31%-594.4pp | 418.27%-440.3pp |
| Employer contribution / active EE | $9,852 | $5,245+87.8% | $4,815+104.6% | $4,741+107.8% |
| Participant deferral / active EE | $10,220 | $7,801+31.0% | $7,448+37.2% | $6,401+59.7% |
| Admin fee / account holder | $1,883 | $11,568-83.7% | $10,007-81.2% | $11,429-83.5% |