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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,891 | $148,623+144.8% | $135,974+167.6% | $139,466+160.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 8.52% | 79.30%-70.8pp | 68.30%-59.8pp | 373.66%-365.1pp |
| Employer contribution / active EE | $6,742 | $5,246+28.5% | $4,859+38.7% | $4,754+41.8% |
| Participant deferral / active EE | $10,854 | $8,103+34.0% | $7,760+39.9% | $6,712+61.7% |
| Admin fee / account holder | $10,420 | $12,406-16.0% | $10,767-3.2% | $11,409-8.7% |