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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,558 | $102,609-3.0% | $98,090+1.5% | $138,895-28.3% |
| Participation rate | 46.7% | 82.8%-36.1pp | 81.5%-34.9pp | 79.9%-33.3pp |
| Annual return | 14.81% | 36.44%-21.6pp | 37.05%-22.2pp | 145.39%-130.6pp |
| Employer contribution / active EE | $575 | $3,867-85.1% | $3,606-84.0% | $4,194-86.3% |
| Participant deferral / active EE | $3,528 | $8,167-56.8% | $7,845-55.0% | $6,396-44.8% |
| Admin fee / account holder | $553 | $11,434-95.2% | $11,815-95.3% | $12,562-95.6% |