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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.9+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $128,638 |
CAPFINANCIAL PARTNERS LLC2 years Service code 28 · EIN 26-0058143 | Investment Management | $75,920 |
BDO USA, LLP1 year Filed as: BDO USA LLP Service code 10 · EIN 13-5381590 | Accounting | $47,851 |
CHARLES SCHWAB & CO., INC.9+ years Service code 33 · EIN 94-1737782 | Direct payment from the plan; Securit... | $638 |
Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,849 | $95,417+38.2% | $135,974-3.0% | $74,460+77.1% |
| Participation rate | 91.2% | 78.2%+12.9pp | 81.9%+9.2pp | 70.7%+20.4pp |
| Annual return | 17.13% | 32.76%-15.6pp | 68.30%-51.2pp | 34.38%-17.2pp |
| Employer contribution / active EE | $1,866 | $3,878-51.9% | $4,859-61.6% | $2,638-29.3% |
| Participant deferral / active EE | $7,886 | $7,789+1.2% | $7,760+1.6% | $4,530+74.1% |
| Admin fee / account holder | $156 | $266-41.3% | $10,767-98.5% | $348-55.1% |