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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,398 | $102,385+2.0% | $147,080-29.0% | $80,935+29.0% |
| Participation rate | 91.2% | 75.9%+15.3pp | 82.2%+9.0pp | 67.7%+23.5pp |
| Annual return | 15.83% | 135.09%-119.3pp | 420.17%-404.3pp | 35.66%-19.8pp |
| Employer contribution / active EE | $3,643 | $3,717-2.0% | $4,933-26.2% | $2,757+32.2% |
| Participant deferral / active EE | $8,525 | $6,651+28.2% | $8,066+5.7% | $4,299+98.3% |
| Admin fee / account holder | $5,857 | $7,951-26.3% | $12,989-54.9% | $6,924-15.4% |