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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,990 | $89,370-32.9% | $141,197-57.5% | $72,976-17.8% |
| Participation rate | 86.5% | 75.1%+11.4pp | 82.5%+4.0pp | 69.5%+17.0pp |
| Annual return | 25.73% | 111.88%-86.1pp | 71.41%-45.7pp | 81.02%-55.3pp |
| Employer contribution / active EE | $3,885 | $3,115+24.7% | $4,736-18.0% | $2,440+59.2% |
| Participant deferral / active EE | $6,098 | $5,419+12.5% | $6,710-9.1% | $3,608+69.0% |
| Admin fee / account holder | $5,426 | $5,957-8.9% | $10,265-47.1% | $5,124+5.9% |