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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,398 | $102,382+2.0% | $147,005-29.0% | $80,874+29.1% |
| Participation rate | 91.2% | 75.8%+15.3pp | 82.2%+9.0pp | 67.6%+23.5pp |
| Annual return | 15.83% | 134.89%-119.1pp | 418.76%-402.9pp | 35.62%-19.8pp |
| Employer contribution / active EE | $3,643 | $3,715-1.9% | $4,934-26.2% | $2,756+32.2% |
| Participant deferral / active EE | $8,525 | $6,646+28.3% | $8,070+5.6% | $4,297+98.4% |
| Admin fee / account holder | $5,857 | $7,942-26.3% | $13,006-55.0% | $6,935-15.6% |