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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,433 | $165,361-51.4% | $149,715-46.3% | $158,950-49.4% |
| Participation rate | 89.5% | 84.6%+4.9pp | 82.5%+7.0pp | 82.0%+7.5pp |
| Annual return | 14.15% | 348.24%-334.1pp | 276.66%-262.5pp | 302.91%-288.8pp |
| Employer contribution / active EE | $11,117 | $5,103+117.8% | $4,645+139.3% | $4,762+133.4% |
| Participant deferral / active EE | $10,276 | $7,182+43.1% | $6,842+50.2% | $5,983+71.8% |
| Admin fee / account holder | $367 | $10,808-96.6% | $9,310-96.1% | $11,248-96.7% |