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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,463 | $115,810+7.5% | $101,271+22.9% | $158,966-21.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 1.88% | 56.15%-54.3pp | 46.48%-44.6pp | 302.95%-301.1pp |
| Employer contribution / active EE | $17,206 | $4,175+312.1% | $3,660+370.1% | $4,762+261.3% |
| Participant deferral / active EE | $3,250 | $4,958-34.4% | $4,371-25.6% | $5,983-45.7% |
| Admin fee / account holder | $8,696 | $7,248+20.0% | $5,948+46.2% | $11,250-22.7% |