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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,246 | $106,247-48.9% | $96,515-43.8% | $139,466-61.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 12.11% | 38.47%-26.4pp | 35.73%-23.6pp | 373.66%-361.6pp |
| Employer contribution / active EE | $6,716 | $4,106+63.6% | $3,740+79.6% | $4,754+41.3% |
| Participant deferral / active EE | $7,500 | $5,456+37.5% | $4,880+53.7% | $6,712+11.7% |
| Admin fee / account holder | $5,741 | $7,885-27.2% | $6,735-14.8% | $11,409-49.7% |