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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,601 | $45,041-63.1% | $63,003-73.7% | $70,131-76.3% |
| Participation rate | 92.6% | 69.5%+23.1pp | 74.8%+17.8pp | 69.5%+23.1pp |
| Annual return | 34.64% | 18.76%+15.9pp | 87.59%-52.9pp | 73.14%-38.5pp |
| Employer contribution / active EE | $1,198 | $2,052-41.6% | $2,760-56.6% | $2,342-48.9% |
| Participant deferral / active EE | $5,255 | $2,465+113.2% | $3,329+57.9% | $3,332+57.7% |
| Admin fee / account holder | $2,515 | $2,836-11.3% | $3,600-30.1% | $4,645-45.9% |