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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,432 | $106,247+96.2% | $96,515+116.0% | $139,466+49.4% |
| Participation rate | 80.0% | 77.8%+2.2pp | 74.3%+5.7pp | 80.3%-0.3pp |
| Annual return | 11.38% | 38.47%-27.1pp | 35.73%-24.3pp | 373.66%-362.3pp |
| Employer contribution / active EE | $6,534 | $4,106+59.1% | $3,740+74.7% | $4,754+37.4% |
| Participant deferral / active EE | $15,150 | $5,456+177.7% | $4,880+210.5% | $6,712+125.7% |
| Admin fee / account holder | $1,312 | $7,885-83.4% | $6,735-80.5% | $11,409-88.5% |