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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,545 | $140,592+103.8% | $123,106+132.8% | $125,388+128.5% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | -8.98% | 16.80%-25.8pp | 13.22%-22.2pp | 282.24%-291.2pp |
| Employer contribution / active EE | $1,961 | $6,041-67.5% | $5,151-61.9% | $4,866-59.7% |
| Participant deferral / active EE | $12,959 | $6,980+85.6% | $6,229+108.0% | $5,352+142.1% |
| Admin fee / account holder | $2,558 | $11,198-77.2% | $9,015-71.6% | $9,541-73.2% |