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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,164,256 | $150,447+673.9% | $136,298+754.2% | $147,586+688.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 1.76% | 1049.15%-1047.4pp | 5156.27%-5154.5pp | 578.59%-576.8pp |
| Employer contribution / active EE | $33,260 | $5,256+532.8% | $4,696+608.3% | $4,876+582.1% |
| Participant deferral / active EE | $28,900 | $6,631+335.9% | $6,247+362.6% | $5,439+431.4% |
| Admin fee / account holder | $612 | $10,906-94.4% | $9,244-93.4% | $10,886-94.4% |