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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,929 | $90,617-62.6% | $79,476-57.3% | $135,382-74.9% |
| Participation rate | 100.0% | 76.1%+23.9pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -8.91% | 977.57%-986.5pp | 718.21%-727.1pp | 519.77%-528.7pp |
| Employer contribution / active EE | $3,521 | $3,068+14.8% | $2,800+25.7% | $4,779-26.3% |
| Participant deferral / active EE | $8,815 | $4,050+117.6% | $3,704+138.0% | $5,609+57.2% |
| Admin fee / account holder | $1,306 | $5,907-77.9% | $5,113-74.5% | $10,829-87.9% |