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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,754 | $99,652-37.0% | $78,778-20.3% | $147,586-57.5% |
| Participation rate | 85.0% | 76.2%+8.8pp | 69.2%+15.8pp | 82.8%+2.2pp |
| Annual return | 11.03% | 47.28%-36.3pp | 35.62%-24.6pp | 578.59%-567.6pp |
| Employer contribution / active EE | $1,005 | $2,796-64.0% | $1,986-49.4% | $4,876-79.4% |
| Participant deferral / active EE | $5,493 | $3,664+49.9% | $2,958+85.7% | $5,439+1.0% |
| Admin fee / account holder | $1,891 | $7,155-73.6% | $5,134-63.2% | $10,886-82.6% |