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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,680 | $96,643+43.5% | $86,617+60.1% | $139,456-0.6% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 3.71% | 106.57%-102.9pp | 591.91%-588.2pp | 373.45%-369.7pp |
| Employer contribution / active EE | $12,007 | $3,264+267.8% | $3,023+297.1% | $4,753+152.6% |
| Participant deferral / active EE | $6,150 | $4,835+27.2% | $4,437+38.6% | $6,711-8.4% |
| Admin fee / account holder | $462 | $6,406-92.8% | $5,613-91.8% | $11,407-95.9% |