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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,326 | $102,422+181.5% | $147,117+96.0% | $80,959+256.1% |
| Participation rate | 97.4% | 75.9%+21.5pp | 82.2%+15.2pp | 67.7%+29.7pp |
| Annual return | 12.13% | 135.16%-123.0pp | 420.54%-408.4pp | 35.67%-23.5pp |
| Employer contribution / active EE | $14,940 | $3,717+301.9% | $4,932+202.9% | $2,757+441.9% |
| Participant deferral / active EE | $17,284 | $6,652+159.8% | $8,065+114.3% | $4,300+301.9% |
| Admin fee / account holder | $15,441 | $7,953+94.1% | $12,993+18.8% | $6,925+123.0% |