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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,755 | $150,446+109.9% | $136,297+131.7% | $147,585+113.9% |
| Participation rate | 37.5% | 84.4%-46.9pp | 81.9%-44.4pp | 82.8%-45.3pp |
| Annual return | 20.80% | 1049.14%-1028.3pp | 5156.19%-5135.4pp | 578.58%-557.8pp |
| Employer contribution / active EE | $790 | $5,256-85.0% | $4,696-83.2% | $4,876-83.8% |
| Participant deferral / active EE | $5,158 | $6,631-22.2% | $6,247-17.4% | $5,439-5.2% |
| Admin fee / account holder | $282 | $10,906-97.4% | $9,244-96.9% | $10,886-97.4% |