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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,598 | $53,837-74.7% | $75,714-82.0% | $85,847-84.2% |
| Participation rate | 100.0% | 69.1%+30.9pp | 74.8%+25.2pp | 69.3%+30.7pp |
| Annual return | 13.66% | 24.54%-10.9pp | 104.62%-91.0pp | 318.61%-304.9pp |
| Employer contribution / active EE | $467 | $2,017-76.9% | $2,744-83.0% | $2,565-81.8% |
| Participant deferral / active EE | $2,020 | $2,895-30.2% | $3,820-47.1% | $3,952-48.9% |
| Admin fee / account holder | $7,095 | $3,339+112.5% | $3,619+96.0% | $6,261+13.3% |