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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,929 | $174,379+22.7% | $152,093+40.7% | $138,895+54.0% |
| Participation rate | 92.9% | 81.6%+11.2pp | 77.8%+15.1pp | 79.9%+12.9pp |
| Annual return | 12.95% | 74.86%-61.9pp | 66.36%-53.4pp | 145.39%-132.4pp |
| Employer contribution / active EE | $6,752 | $4,652+45.1% | $4,175+61.7% | $4,194+61.0% |
| Participant deferral / active EE | $7,082 | $6,159+15.0% | $5,451+29.9% | $6,396+10.7% |
| Admin fee / account holder | $1,670 | $16,880-90.1% | $14,497-88.5% | $12,562-86.7% |