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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,981 | $59,819+127.3% | $79,583+70.9% | $68,490+98.5% |
| Participation rate | 52.9% | 61.1%-8.1pp | 69.5%-16.6pp | 67.9%-15.0pp |
| Annual return | -12.69% | -12.30%-0.4pp | 0.16%-12.8pp | -7.85%-4.8pp |
| Employer contribution / active EE | $2,062 | $1,505+37.0% | $2,414-14.6% | $2,597-20.6% |
| Participant deferral / active EE | $4,663 | $3,025+54.2% | $3,986+17.0% | $4,028+15.8% |
| Admin fee / account holder | $19,217 | $4,835+297.4% | $6,835+181.1% | $5,403+255.7% |