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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,965 | $70,418+90.2% | $96,570+38.7% | $85,847+56.1% |
| Participation rate | 65.2% | 61.8%+3.3pp | 69.8%-4.7pp | 69.3%-4.2pp |
| Annual return | 14.99% | 18.59%-3.6pp | 37.79%-22.8pp | 318.61%-303.6pp |
| Employer contribution / active EE | $1,994 | $1,413+41.1% | $2,357-15.4% | $2,565-22.3% |
| Participant deferral / active EE | $4,928 | $2,894+70.3% | $3,849+28.0% | $3,952+24.7% |
| Admin fee / account holder | $9,057 | $4,995+81.3% | $6,182+46.5% | $6,261+44.7% |