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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,378 | $144,130+39.0% | $117,860+70.0% | $147,585+35.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 13.77% | 531.20%-517.4pp | 335.10%-321.3pp | 578.58%-564.8pp |
| Employer contribution / active EE | $6,940 | $4,897+41.7% | $3,786+83.3% | $4,876+42.3% |
| Participant deferral / active EE | $9,482 | $5,316+78.4% | $4,482+111.6% | $5,439+74.3% |
| Admin fee / account holder | $3,483 | $10,887-68.0% | $8,021-56.6% | $10,886-68.0% |