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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,479 | $131,835+27.0% | $108,582+54.2% | $273,972-38.9% |
| Participation rate | 87.5% | 83.5%+4.0pp | 79.6%+7.9pp | 83.0%+4.5pp |
| Annual return | 9.45% | -91.57%+101.0pp | -51.70%+61.1pp | 41.46%-32.0pp |
| Employer contribution / active EE | $7,148 | $4,913+45.5% | $3,758+90.2% | $4,869+46.8% |
| Participant deferral / active EE | $8,644 | $5,127+68.6% | $4,311+100.5% | $5,287+63.5% |
| Admin fee / account holder | $3,993 | $10,253-61.1% | $7,645-47.8% | $10,133-60.6% |