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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,540 | $72,273+43.3% | $101,275+2.2% | $79,856+29.7% |
| Participation rate | 90.2% | 68.5%+21.7pp | 75.8%+14.4pp | 69.6%+20.5pp |
| Annual return | 9.51% | 22.30%-12.8pp | 46.48%-37.0pp | 31.71%-22.2pp |
| Employer contribution / active EE | $3,172 | $2,691+17.9% | $3,660-13.3% | $2,471+28.3% |
| Participant deferral / active EE | $3,540 | $3,282+7.9% | $4,371-19.0% | $3,741-5.4% |
| Admin fee / account holder | $3,904 | $4,401-11.3% | $5,948-34.4% | $5,306-26.4% |