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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,580 | $65,367+29.4% | $92,915-9.0% | $72,976+15.9% |
| Participation rate | 95.7% | 68.3%+27.4pp | 76.0%+19.7pp | 69.5%+26.2pp |
| Annual return | 14.46% | 42.11%-27.7pp | 109.45%-95.0pp | 81.02%-66.6pp |
| Employer contribution / active EE | $8,694 | $2,594+235.2% | $3,653+138.0% | $2,440+256.3% |
| Participant deferral / active EE | $3,288 | $3,128+5.1% | $4,238-22.4% | $3,608-8.9% |
| Admin fee / account holder | $5,180 | $4,251+21.9% | $5,796-10.6% | $5,124+1.1% |