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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,961 | $126,661+13.7% | $113,397+27.0% | $138,895+3.6% |
| Participation rate | 66.7% | 79.4%-12.8pp | 76.5%-9.8pp | 79.9%-13.3pp |
| Annual return | 14.38% | 25.05%-10.7pp | 23.20%-8.8pp | 145.39%-131.0pp |
| Employer contribution / active EE | $5,968 | $3,456+72.7% | $2,977+100.5% | $4,194+42.3% |
| Participant deferral / active EE | $6,620 | $5,693+16.3% | $5,076+30.4% | $6,396+3.5% |
| Admin fee / account holder | $2,074 | $14,549-85.7% | $11,957-82.7% | $12,562-83.5% |