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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,864 | $157,296+69.7% | $141,191+89.0% | $152,897+74.5% |
| Participation rate | 87.5% | 84.8%+2.7pp | 82.5%+5.0pp | 82.5%+5.0pp |
| Annual return | 11.29% | 64.34%-53.0pp | 71.41%-60.1pp | 345.43%-334.1pp |
| Employer contribution / active EE | $4,066 | $5,262-22.7% | $4,736-14.1% | $4,764-14.6% |
| Participant deferral / active EE | $10,148 | $7,111+42.7% | $6,710+51.2% | $5,851+73.4% |
| Admin fee / account holder | $818 | $12,125-93.3% | $10,264-92.0% | $11,599-92.9% |