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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,532 | $110,307-56.9% | $96,576-50.8% | $139,456-65.9% |
| Participation rate | 62.5% | 78.1%-15.6pp | 76.0%-13.5pp | 80.3%-17.8pp |
| Annual return | 10.76% | 26.40%-15.6pp | 25.87%-15.1pp | 373.45%-362.7pp |
| Employer contribution / active EE | $0 | $3,619-100.0% | $2,965-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $4,362 | $5,547-21.4% | $4,851-10.1% | $6,711-35.0% |
| Admin fee / account holder | $536 | $11,597-95.4% | $8,253-93.5% | $11,407-95.3% |