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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $416,816 | $175,259+137.8% | $149,723+178.4% | $139,487+198.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 20.07% | 166.82%-146.8pp | 134.50%-114.4pp | 373.84%-353.8pp |
| Employer contribution / active EE | $8,202 | $5,478+49.7% | $4,821+70.1% | $4,755+72.5% |
| Participant deferral / active EE | $6,000 | $6,522-8.0% | $5,682+5.6% | $6,713-10.6% |
| Admin fee / account holder | $1,570 | $16,158-90.3% | $13,215-88.1% | $11,407-86.2% |