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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,539 | $209,422+11.5% | $178,503+30.8% | $158,982+46.9% |
| Participation rate | 80.0% | 86.4%-6.4pp | 81.9%-1.9pp | 82.0%-2.0pp |
| Annual return | 17.95% | 188.81%-170.9pp | 151.12%-133.2pp | 302.99%-285.0pp |
| Employer contribution / active EE | $5,228 | $5,707-8.4% | $5,011+4.3% | $4,763+9.8% |
| Participant deferral / active EE | $5,200 | $5,955-12.7% | $5,2020% | $5,983-13.1% |
| Admin fee / account holder | $4,014 | $17,079-76.5% | $13,987-71.3% | $11,252-64.3% |