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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,364 | $202,345-28.7% | $172,755-16.4% | $152,885-5.6% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 20.53% | 1029.77%-1009.2pp | 802.94%-782.4pp | 345.39%-324.9pp |
| Employer contribution / active EE | $4,729 | $5,858-19.3% | $5,144-8.1% | $4,763-0.7% |
| Participant deferral / active EE | $6,575 | $5,948+10.5% | $5,198+26.5% | $5,851+12.4% |
| Admin fee / account holder | $516 | $17,111-97.0% | $13,955-96.3% | $11,598-95.6% |