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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,119 | $69,273+155.7% | $90,796+95.1% | $82,637+114.3% |
| Participation rate | 69.0% | 64.0%+5.0pp | 69.5%-0.4pp | 68.1%+1.0pp |
| Annual return | 14.24% | 18.37%-4.1pp | 19.29%-5.0pp | 53.51%-39.3pp |
| Employer contribution / active EE | $4,323 | $1,865+131.8% | $2,294+88.5% | $2,552+69.4% |
| Participant deferral / active EE | $6,284 | $3,047+106.2% | $3,822+64.4% | $4,126+52.3% |
| Admin fee / account holder | $4,169 | $5,511-24.4% | $7,024-40.7% | $7,339-43.2% |