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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 71-0294708 | Advisory (Participants) | $73,517 |
NFP RETIREMENT INC4 years Service code 99 · EIN 33-0905143 | Other Fees | $44,750 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,570 | $47,766-40.2% | $82,763-65.5% | $64,824-55.9% |
| Participation rate | 30.1% | 67.7%-37.5pp | 72.6%-42.4pp | 71.5%-41.3pp |
| Annual return | -16.72% | -13.06%-3.7pp | 702.45%-719.2pp | 32.84%-49.6pp |
| Employer contribution / active EE | $2 | $2,182-99.9% | $3,008-99.9% | $2,507-99.9% |
| Participant deferral / active EE | $1,275 | $3,332-61.7% | $4,395-71.0% | $4,311-70.4% |
| Admin fee / account holder | $190 | $143+33.0% | $5,325-96.4% | $188+1.2% |