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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 71-0294708 | Advisory (Participants) | $73,244 |
NFP RETIREMENT INC3 years Service code 99 · EIN 33-0905143 | Other Fees | $46,875 |
PENSION ASSURANCE LLP2 years Service code 10 · EIN 30-0840934 | Accounting | $5,200 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,096 | $58,344-45.0% | $98,506-67.4% | $86,821-63.0% |
| Participation rate | 36.6% | 68.4%-31.8pp | 73.3%-36.8pp | 72.3%-35.7pp |
| Annual return | 13.51% | 43.47%-30.0pp | 1494.92%-1481.4pp | 97.94%-84.4pp |
| Employer contribution / active EE | $0 | $2,008-100.0% | $2,961-100.0% | $2,406-100.0% |
| Participant deferral / active EE | $1,561 | $3,156-50.5% | $4,277-63.5% | $4,132-62.2% |
| Admin fee / account holder | $197 | $138+43.0% | $5,955-96.7% | $170+16.2% |