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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,764 | $113,935-62.5% | $94,224-54.6% | $125,393-65.9% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -4.71% | 5.29%-10.0pp | 10.68%-15.4pp | 282.23%-286.9pp |
| Employer contribution / active EE | $10,746 | $4,727+127.3% | $3,587+199.6% | $4,866+120.8% |
| Participant deferral / active EE | $6,259 | $5,179+20.9% | $4,320+44.9% | $5,351+17.0% |
| Admin fee / account holder | $790 | $8,391-90.6% | $6,269-87.4% | $9,541-91.7% |