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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $437,066 | $87,834+397.6% | $133,975+226.2% | $62,881+595.1% |
| Participation rate | 72.4% | 83.4%-11.0pp | 87.1%-14.7pp | 69.3%+3.1pp |
| Annual return | 6.30% | 12.05%-5.7pp | 29.29%-23.0pp | 20.14%-13.8pp |
| Employer contribution / active EE | $24,268 | $3,482+596.9% | $5,211+365.7% | $2,281+963.9% |
| Participant deferral / active EE | $2,721 | $4,812-43.5% | $6,282-56.7% | $3,203-15.0% |
| Admin fee / account holder | $25,383 | $5,372+372.5% | $9,324+172.2% | $4,296+490.9% |