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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $812,484 | $140,592+477.9% | $123,105+560.0% | $125,389+548.0% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | -6.16% | 16.80%-23.0pp | 13.22%-19.4pp | 282.24%-288.4pp |
| Employer contribution / active EE | $7,926 | $6,041+31.2% | $5,151+53.9% | $4,866+62.9% |
| Participant deferral / active EE | $18,842 | $6,980+169.9% | $6,229+202.5% | $5,352+252.1% |
| Admin fee / account holder | $17,623 | $11,198+57.4% | $9,014+95.5% | $9,541+84.7% |