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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,635 | $127,296+28.5% | $109,907+48.9% | $167,536-2.3% |
| Participation rate | 60.0% | 77.9%-17.9pp | 74.2%-14.2pp | 82.1%-22.1pp |
| Annual return | 10.44% | 22.97%-12.5pp | 29.46%-19.0pp | 478.82%-468.4pp |
| Employer contribution / active EE | $6,911 | $3,325+107.8% | $2,844+143.0% | $4,839+42.8% |
| Participant deferral / active EE | $6,823 | $4,513+51.2% | $4,047+68.6% | $6,342+7.6% |
| Admin fee / account holder | $49,245 | $7,119+591.7% | $6,069+711.5% | $12,315+299.9% |