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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,271 | $117,444+43.3% | $99,479+69.2% | $152,909+10.0% |
| Participation rate | 83.3% | 77.5%+5.8pp | 73.8%+9.5pp | 82.5%+0.9pp |
| Annual return | 17.66% | 31.87%-14.2pp | 30.72%-13.1pp | 345.46%-327.8pp |
| Employer contribution / active EE | $6,964 | $3,014+131.1% | $2,540+174.2% | $4,764+46.2% |
| Participant deferral / active EE | $6,423 | $4,086+57.2% | $3,619+77.5% | $5,851+9.8% |
| Admin fee / account holder | $2,139 | $7,635-72.0% | $6,253-65.8% | $11,601-81.6% |